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Dave Millet Insurance Agency Blog: home insurance

View the latest blog posts from Dave Millet Insurance Agency.

Here on the Louisiana Gulf Coast, we know just how devastating and expensive hurricanes — even of the lowest categories — can be. Hurricane Katrina, in 2005, caused an estimated $81 billion in property damage (with a total economic loss of $150 billion), and insurers paid an estimated $41 billion in property damage costs. READ MORE >>

If a single person buys a house, they likely want to make sure they can afford the costs of mortgages, upkeep and related expenses. Some people might decide to get a roommate in this instance. Roommates can often help homeowners make some of these cost ends meet. However, roommates are also liabilities to property owners. READ MORE >>

Do you live in a state that experiences thunderstorms, tornadoes or hurricanes? The answer is probably yes! Most of us experience at least one type of these storms.  Why is that important? Because storms typically include high winds, which can cause roof damage. READ MORE >>

A hurricane is predicted. A tornado or earthquake has occurred. In any case, you are in a situation in which you are not able to stay in your home. If the damage was too much and your home is no longer livable or the risk of injury if you stay is too high, you need to evacuate. READ MORE >>

If the worst happens to your home, it’ll be hard to recount all the possessions you lost off the top of your head. That’s why you need to keep a home inventory of all your belongings to seek replacement. Go through your home and to every room and write down every item of value. READ MORE >>

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