Dave Millet Insurance Agency Blog: home insurance
View the latest blog posts from Dave Millet Insurance Agency.
Monday, January 20, 2020 If the belongings in your home are damaged or destroyed by a covered event, your insurance company will cover them up to the limits of your personal property coverage. Exactly how much you receive will depend on the options you chose when you purchased your home insurance policy. Repair Cost READ MORE >>
Wednesday, October 23, 2019 Not all insurance policies need to be bought or held by the person named on the policy. Life insurance is an obvious example of a type of insurance that may be bought by one person, cover another person, and pay out to a third. However, home insurance needs to be purchased and held by the person who owns the home. READ MORE >>
Monday, August 26, 2019 Here on the Louisiana Gulf Coast, we know just how devastating and expensive hurricanes — even of the lowest categories — can be. Hurricane Katrina, in 2005, caused an estimated $81 billion in property damage (with a total economic loss of $150 billion), and insurers paid an estimated $41 billion in property damage costs. READ MORE >>
Tuesday, July 9, 2019 If a single person buys a house, they likely want to make sure they can afford the costs of mortgages, upkeep and related expenses. Some people might decide to get a roommate in this instance. Roommates can often help homeowners make some of these cost ends meet. However, roommates are also liabilities to property owners. READ MORE >>
Tuesday, May 5, 2015Do you live in a state that experiences thunderstorms, tornadoes or hurricanes? The answer is probably yes! Most of us experience at least one type of these storms. Why is that important? Because storms typically include high winds, which can cause roof damage. READ MORE >>
Monday, March 9, 2015A hurricane is predicted. A tornado or earthquake has occurred. In any case, you are in a situation in which you are not able to stay in your home. If the damage was too much and your home is no longer livable or the risk of injury if you stay is too high, you need to evacuate. READ MORE >>
Monday, September 15, 2014If the worst happens to your home, it’ll be hard to recount all the possessions you lost off the top of your head. That’s why you need to keep a home inventory of all your belongings to seek replacement. Go through your home and to every room and write down every item of value. READ MORE >>
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