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Dave Millet Insurance Agency Blog: insurance

View the latest blog posts from Dave Millet Insurance Agency.

If the belongings in your home are damaged or destroyed by a covered event, your insurance company will cover them up to the limits of your personal property coverage. Exactly how much you receive will depend on the options you chose when you purchased your home insurance policy. Repair Cost READ MORE >>

New homes pop up every day with more advanced and expensive equipment than ever. The homebuilding industry is growing fast, and it's more important than ever for businesses to carry coverage for themselves and their clients. Finding the right policy can be the difference between your business running smoothly or running down. READ MORE >>

A food truck isn't quite a restaurant, in the traditional sense. But, it's more than just a business on wheels. When it comes to liability, you need to consider that customers might get sick from what you serve if it is undercooked. It is very different from a delivery business, and you're going to need more than business insurance to cover it. READ MORE >>

Not all insurance policies need to be bought or held by the person named on the policy. Life insurance is an obvious example of a type of insurance that may be bought by one person, cover another person, and pay out to a third. However, home insurance needs to be purchased and held by the person who owns the home. READ MORE >>

Will general liability insurance cover claims of malicious prosecution? This term can apply to a variety of industries and in numerous situations. If you believe you are facing this type of claim, let your Dave Millet Insurance agent know. They will work with you to determine what level of negligence may be present. READ MORE >>

Here on the Louisiana Gulf Coast, we know just how devastating and expensive hurricanes — even of the lowest categories — can be. Hurricane Katrina, in 2005, caused an estimated $81 billion in property damage (with a total economic loss of $150 billion), and insurers paid an estimated $41 billion in property damage costs. READ MORE >>

If a single person buys a house, they likely want to make sure they can afford the costs of mortgages, upkeep and related expenses. Some people might decide to get a roommate in this instance. Roommates can often help homeowners make some of these cost ends meet. However, roommates are also liabilities to property owners. READ MORE >>

You file a claim with your auto insurance provider. You think you have proper coverage and expect a check. It doesn't come. Upon investigation, you find that the insurance company denied your claim. Why did this happen? There are many potential explanations. Here are five common reasons why you may have a denied auto insurance claim. READ MORE >>

With flu season right around the corner, it’s a good time to brush up on some tips to keep you and your family healthy. Public spaces—like schools and offices—are breeding grounds for illness-causing bacteria, but you can take steps to reduce your risk of coming down with a cold or flu. READ MORE >>

Having a motorcycle can be a fun hobby, but your bike may have trouble standing up to inclement weather conditions. Whether you store your bike in a garage or out on your driveway, there are certain things you can do to protect it from the elements. Get a Cover READ MORE >>

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