Dave Millet Insurance Agency has been helping businesses in Boutte, Louisiana, safeguard their operations against unforeseen financial risks since 1958. Our expertise in general liability insurance can help you protect your business’s financial well-being, allowing you to focus on what matters most—growing your enterprise.

What Is General Liability Insurance?

General liability insurance is a fundamental policy designed to assist businesses financially against claims of bodily injury, property damage and personal and advertising injury that may arise from your operations, products or services. This coverage is crucial for businesses of all sizes, potentially helping to mitigate financial losses from lawsuits or settlements.

How Much Is General Liability Insurance?

The cost of general liability insurance can vary based on several factors, such as the following:

Business type and industry
Years of experience
Number of employees
Claims history
Coverage limits and deductibles

At Dave Millet Insurance Agency, our experienced agents work with you to find an affordable solution that meets your needs without compromising quality coverage.

What Does General Liability Insurance Cover?

A standard general liability insurance policy may commonly include coverage for:

Bodily injuries—If a third party, such as a customer or guest, is injured due to your business’s operations, your policy may help pay for their financial losses.
Property damage—This part of general liability insurance may assist in repairing or replacing the damaged property of other parties, such as neighboring businesses and clients.
Personal and advertising injuries—This component of your coverage may help limit out-of-pocket losses if you are to blame for reputational harm or personal injuries affecting others, such as slander, libel and invasion of privacy.

It’s essential to weigh these factors carefully and work with our experienced agents to tailor a policy that offers the right balance of coverage and affordability for your specific business needs.