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Metairie Commercial Insurance

BuildingOwning a business is a huge investment and one great loss can be fiscally devastating. Fortunately, there are a variety of business insurance policies available to safeguard your livelihood from such damages. Contact an agent for more information about state laws in regards to workers compensation and disability coverage, along with a host of optional coverages designed to protect your business’ custom needs.

Metairie Auto Insurance

In the state of Louisiana, you are required to buy auto liability insurance, which covers the damages to third parties following an accident that you cause.

The minimum liability coverage limits required in Louisiana are:

  • $15,000 of bodily injury coverage per person.
  • $30,000 of bodily injury coverage per accident.
  • $25,000 of property damage coverage.
However, given the price tag of cars and hospital care, the minimum requirements may not be enough to pay for all of the damages. Keep in mind, liability insurance will not cover your own injuries or property damage; it only assists your responsibility to others on the road. Call an agent for more information about Louisiana’s liability requirements and how you can get more broad coverage by adding collision, comprehensive, medical payments, uninsured driver etc. to your policy.

Metairie Home Insurance

While home insurance is not required by law, various mortgage lenders ask that you buy it before consenting to your loan. Home insurance is intended to cover the costs of repair or replacement if your house or assets are lost, damaged or destroyed in the event of a covered incident. These typically include fire, windstorms, severe weather, theft and vandalism. Flood and earthquake policies must be purchased separately.

About Dave Millet Insurance Agency

Dave Millet Insurance Agency is an independent insurance agency assisting Metairie residents and the surrounding cities. Our goal is to find you the best policies, worry-free. Call our agency at (985) 331-9077 or get an online Metairie commercial insurance quote.
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