Call Us (504) 556-0809 ☰ ˟
Logo
Español
New Orleans: (504) 556-0809 River Parish: (985) 331-9077
  • Home
  • Coverage
    • Automobile
    • BOP (Business Owners Policy)
    • Business & Commercial
    • Commercial Auto
    • Commercial Property
    • Contractors
    • Cyber Liability
    • Dental
    • Flood
    • General Liability
    • Health
    • Homeowners
    • Hurricane
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Watercraft & Boat
    • Windstorm
    • Workers Compensation
  • Get A Quote
    • Automobile
    • Business
    • Commercial Property
    • Flood
    • Health
    • Homeowners
    • Hurricane
    • Life
    • Recreational Vehicle
    • Renters
    • Windstorm
  • Customer Service
  • Blog
  • Make A Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Homeowners Insurance in Louisiana: How to Save on Soaring Costs
  • About Us
    • About Dave Millet Insurance Agency
    • Our Locations
    • Employee Directory
    • Partners
    • Customer Testimonials
    • Privacy Policy
  • Contact

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More

Contractors

We browse through a wide variety of coverages and find the right one for you.

Learn More

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More

Health

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Do You Need Flood Insurance?
THURSDAY, JULY 6, 2023

Do You Need Flood Insurance?

Nearly half of all American households aren’t aware that a standard homeowners insurance policy will not cover flood-related damages. For protection from floodwaters, you must purchase additional coverage. But do you really need extra flood insurance? flooding around a house

Certain areas of the country lie within flood zones, which translates to a high risk of flooding. But just because you do not live in a flood zone doesn’t mean that you don’t need flood insurance. In fact, floods can occur anywhere at any time. Heavy rains, blockages in rivers, water accumulation after a wildfire and natural disasters — such as hurricanes and tsunamis — can all cause flooding. You may think that a flood in your town is unlikely, but floods are the number one natural disaster in the country and have occurred in all 50 states. 

Just a few inches of water in your home could cost you tens or hundreds of thousands of dollars in repairs and cleanup. The price of flood insurance is a mere fraction of the cost of a flood. Premiums are determined using factors like the location and age of your house, the risk of a flood, the amount of coverage you want and more. While the average family may pay an amount of approximately $400 for flood insurance, families that live in flood zones should expect to pay more — since they pose a higher risk. 

If you wish to purchase flood insurance, or if your mortgage lender requires you to purchase it, call your independent insurance agent for personalized assistance. Just remember, most flood insurance policies take effect 30 days after purchase, so don’t wait until a flood is predicted to take action. 
Posted 5:58 PM

Tags: flood insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2015
  • 2014

  • home insurance(22)
  • dave millet insurance agency(17)
  • insurance(15)
  • contractors insurance(11)
  • louisiana(10)
  • metairie(9)
  • business insurance(8)
  • workers compensation insurance(6)
  • homeowners insurance(5)
  • commercial insurance(4)
  • general liability insurance(4)
  • dave millet insurance(3)
  • commercial auto insurance(3)
  • flood insurance(3)
  • laplace(2)
  • boat insurance(2)
  • renters insurance(2)
  • auto insurance(2)
  • homeowners(2)
  • auto(2)
  • new orleans(2)
  • home(1)
  • short term disability(1)
  • metarie(1)
  • pests(1)
  • holiday(1)
  • car maintenance(1)
  • office safety(1)
  • vehicles(1)
  • mobile home insurance(1)
  • laplace la insurance(1)
  • general liability(1)
  • maintenance(1)
  • fire safety equipment(1)
  • cyber liability insurance(1)
  • disability insurance(1)
  • tires(1)
  • tenant insurance(1)
  • employee(1)
  • car insurance(1)
  • coolant(1)
  • rv insurance(1)
  • long term disability(1)
  • windstorm(1)
  • bad weather(1)
  • business owners(1)
  • builders(1)
  • motorcycle insurance(1)
  • commercial(1)
  • hurricane insurance(1)

View Mobile Version

Contact Us Today!
New Orleans

(504) 556-0809


River Parish

(985) 331-9077

Contact Us
Facebook Twitter LinkedIn Google Maps

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

New Orleans: 2305 Veterans Memorial Blvd, Suite F | Metairie, LA 70002
River Parish: 13385 Highway 90 | Boutte, LA 70039
P: (504) 556-0809 | P: (985) 331-9077 | F: (985) 331-9844
© Copyright 2021. All rights reserved. | Powered by Insurance Website Builder