Renters Insurance in Metairie, LA

Having renters insurance is wise if you’re renting a home or apartment in Metairie, Louisiana. It can offer financial protection when unexpected events like theft, fire or accidents occur. Think of it as a safety net that can help you recover without major financial setbacks.

At Dave Millet Insurance Agency, we know insurance can be complicated, so we take the time to guide our customers through their policies, making sure you fully understand every detail.

What Is Renters Insurance?

Renters insurance is designed for people who rent their homes. While your landlord’s insurance may cover the building, it doesn’t cover your personal belongings. That’s where renters insurance comes in. It can help cover your possessions and provide liability protection if someone gets hurt in your rental.

What Does It Cover?

Here’s what’s typically included in a renters insurance policy:

• Personal property coverage may help pay to replace or repair your belongings like furniture, electronics, clothes and more if they’re damaged, destroyed or stolen.

• Liability protection may help with medical bills, legal costs and damages awarded if someone is injured in your rental or you’re otherwise responsible for other parties’ losses.

• Additional living expenses coverage may help cover temporary housing, meals and other necessary expenses if your home becomes unlivable due to a covered event (like a fire).

Keep in mind, renters insurance doesn’t cover the building itself; that’s your landlord’s responsibility. It’s often relatively affordable and can offer valuable financial protection for tenants.

Do You Need Renters Insurance?

If you’re unsure whether renters insurance is right for you, our knowledgeable team at Dave Millet Insurance Agency in Metairie, Louisiana, can help you explore your options and find the right coverage for your needs. Contact us today for more information or request a free quote.