New Orleans Louisiana Home, Auto and Business Insurance
New Orleans is both the largest and most populous city in Louisiana, not to mention world-famous for its culture, historical significance and hospitality. Over the year’s the city’s infrastructure has grown with the increasing population, and New Orleans continues to retain its place as one of the jewels of the American South.
If you’re settling down in New Orleans, then you are in for a one-of-a-kind experience. However, you still have a personal obligation to keep yourself, your property and your family safe. Quality personal and commercial insurance benefits are the resources that will help you do that.
Prompt, Professional Service for All Locals
New Orleans residents need insurance for all aspects of their lives. If you’re looking for a local company that will put your priorities and concerns at the forefront of your search for coverage, choose Dave Millet Insurance.
We’ve been established in southern Louisiana since 1958, and it’s important to us that we remain grounded in our community. We know what it’s like to live here, so we’re going to protect you and your personal assets with the same level of care we demand to protect ourselves. So, if you want personalized, dedicated coverage, turn to us!
Our Coverage Options
We specialize in homeowners, automobile and business insurance, and offer our clients a diverse choice of policies provided by multiple leading insurance companies. We’ll cut through the volume, confusion and jargon of the insurance world and get to the source of the coverage that will most-benefit you.
How Can I Get Homeowners Insurance In New Orleans?
We offer both standard homeowners insurance and manufactured/mobile home policies. Many mortgage lenders require those who seek home loans to buy coverage. Your policy can include:
Structure coverage (Replacement cost value and agreed-value coverage available)
Detached/other structure coverage
Scheduled items coverage
Liability coverage (property damage/bodily injury/legal expenses)
We also offer renters insurance that will offer liability, contents, loss of use and other coverage options. Tenants of rental homes likely need this coverage.
Please note: If you live in a flood zone — as many people in Jefferson Parish do — you might need flood insurance to comply with federal law and lender requirements. We also offer windstorm insurance.
How Can I Get Car Insurance In New Orleans?
All Louisiana drivers must carry car insurance at certain limits. Vehicle lenders might institute additional coverage requirements as well. You need this coverage because it will help you pay for the costs related to accidents, other vehicle damage and personal injuries. Most auto policies offer:
Liability Coverage (Louisiana requirements of $15,000/$30,000/$25,000 must apply)
Uninsured/underinsured motorist coverage*
Medical payments insurance*
Rental car reimbursement
What we want to help you do is avoid significant hardships following car wrecks or other mishaps. We’ll take a look at your localized driving risks to make sure you get the right amount of coverage.
*The law requires all Louisiana auto insurers to offer this coverage. However, you can decline it.
How Can I Get Business Insurance In New Orleans?
All businesses need multiple types of insurance. Our policy offerings include:
Builders risk protection
General liability insurance
Errors & omissions (E&O) liability coverage
Commercial auto insurance
Products/products completed liability coverage
To help you gain cohesion and convenience from your policy portfolio, we offer tailored business owners policy (BOP) options. BOPs offer numerous types of commercial insurance in one place, and we can customize yours to your benefit.
What are your other policy offerings?
There’s a lot more insurance that you might be able to leverage to your benefit. We also offer:
We’re Ready To Help
Ready to get insurance? All you need to do is call, click or come in. New Orleans residents can get in touch with us easily, through:
Stop by our today, or drop by any of our other locations
for immediate, expert assistance.