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Home > Cyber Liability Insurance | Metairie, LA and Boutte, LA | Dave Millet Insurance Agency

Cyber Liability Insurance


Cyber Liability Insurance Information

Within both the smallest business and the largest corporation, secure data is critical to the company’s stability. Still, because no business is immune to data loss, all businesses need to be ready to react in the face of any challenge. Including cyber liability insurance as part your insurance portfolio will keep your operation secure in the face of problems involving your data and network security.  

Dave Millet Insurance Agency is committed to providing every business with appropriately tailored commercial insurance, and we’ll ensure that you have cyber liability coverage within your portfolio.  

To get the coverage you need, call us at (504) 556-0809 or request your free quote now!  

Common Cyber Liability Insurance Questions  


What is Cyber Liability Insurance?  
When you collect data and store it on a computer system, you must recognize that this data is susceptible to damage, destruction or theft. When such issues occur, they could cause personal and financial challenges both for your business and members of the public. Cyber liability insurance is designed to help the business respond to data losses in ways that will prevent challenges both for both the business and affected third parties.  

What Does Cyber Liability Insurance Cover?  
Commercial liability insurance helps the business compensate others if an internal data loss incident occurs and puts third-party personal security on the line. Whether this loss occurs due to a cyber-attack or another form of data loss, cyber liability coverage pays for:  

  • Stolen data retrieval and recovery

  • Reimbursement of fraudulent charges

  • Identity protection services for customers at risk of identity theft

  • Damage control for your business’ reputation

  • Legal fees associated with the attack

  • Regulatory notification fees


Damaged hardware is not covered by cyber liability insurance. However, commercial property insurance can provide this benefit.  

Why Do I Need Cyber Liability Insurance?  
Loss or theft of data is the same as any other type of property damage. It might cause significant headaches for the business, make sensitive information public and cause a lot of problems for a lot of different people. Additionally, it could lead to massive financial challenges for any business, and no business is immune to cyber threats, no matter how strong their data security might be.  

In these cases the business, even though it might be a victim, still must take responsibility for remediating the matter. Cyber liability insurance is the benefit that will ensure the policyholder can do so at as minimal a financial loss as possible.  

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New Orleans: 2305 Veterans Memorial Blvd, Suite F | Metairie, LA 70002
River Parish: 13385 Highway 90 | Boutte, LA 70039
P: (504) 556-0809 | P: (985) 331-9077 | Text River Parish: (985) 722-8447 | F: (985) 331-9844
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