Did you know that even though the landlord is responsible for the building structure, it’s your responsibility to protect your own belongings? This is why contents insurance, known as renters insurance, is so important. Not only does it protect your own property, but it also protects you from accidents than can happen in your rental unit.

Renters Insurance is a safeguard; it's there for when the worst happens. With a good policy, you don't have to worry about replacing your belongings on your own dime if they get stolen or damaged. What many don't know is that like homeowners, renters have options too. Since your belongings are just as important to you as a homeowner's belongings are to them, it makes sense to have a policy in place to protect yourself from the costs associated with damage and loss.

There are other ways that renters insurance helps as well. Imagine a scenario in which a friend is visiting and slips and falls in your unit, or accidentally gets a cut that requires stitches. Renters Insurance also covers the guests visiting your home if you’re held responsible for their injuries.

So whether you have a theft, fire, plumbing leakage, freezing of your AC or pipes or a guest has an accident at your residence, renters insurance protects you when you need it most. You simply pick the limits you need and you'll have protection for a number of scenarios that could otherwise mean a huge out-of-pocket expense.

Protect your belongings. Call Dave Millet Insurance Agency at (504) 556-0809 for more information on renters insurance.