There's an excitement that comes with buying a new home, but the task also comes with responsibility and big decisions. Do your homework to make sure you're getting a quality house that’s less likely to require costly repairs in the near future. It's always a good idea to get a professional inspection done before signing the final papers, but you can also keep an eye out for some of these issues as you are house hunting.

1. Look for cracks in the walls. Some crack may simply mean the house is settling, but you'll want to ensure that there aren't any structural issues.

2. Check the appliances. Not only do old appliances cost more money to run, but they could have electrical issues and may require heavy maintenance.

3. Is the electrical system upgraded? If outlets look older or there are no GFI's in the kitchen and baths, it's a sign that the electrical system may need updating.

4. Check out the plumbing. Look under sinks and in the basement for any pipes that may be leaking.

5. Investigate the basement. Sniff around for mold or mildew, and check for signs of leaking water.

6. Try to determine the age of the furnace and central air unit. HVAC replacements are costly.

7. Walk around the perimeter of the house and look at the foundation. Notice any signs of cracks or crumbling.

8. Get a good look at the roof. Look for signs of aging, such as missing shingles, curling or any other clue that the roof might need work.

You can walk into any house and find things that need repair, but these are some of the bigger items that could result in a hefty bill or home insurance claim. By inspecting these aspects of a house, you can make an informed decision regarding pursuing a purchase. If you discover something that needs work, you may even be able to negotiate a lower price or ask the owner to complete the repairs before closing.

Remember to also look for the right coverage. Call Dave Millet Insurance Agency for more information on home insurance.